home | mortgages 

Buying your first home or refinancing an existing mortgage

If you’ve never owned your own home before or if you’re looking to refinance, with our help you can be confident you’ll get the most effective home loan solution.
 
We will help reduce the hassles for you and hold your hand throughout the process. We'll tell you how much you can borrow, arrange the paper work, and quickly get back to you so you can start looking for your first home.
 
How much of a deposit do you need?
  • Despite high house prices, it’s still possible to achieve the dream of owning your own home.
  • You may be able to borrow up to 80% of the property's value. For an average home of $300,000, this means you need to save around $60,000.
 
Other things to consider:
  • As well as the deposit, you will also need to cover other costs associated with buying a home, including: valuation fee; solicitor's fees; insurance costs, including mortgage protection; removal costs; your share of any rates that have been paid by the vendor. It may be possible to add some of these costs to your home loan.
 
For more information talk to one of our experienced mortgages advisors now.

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